Round-ups that become free nights
Turn small purchases into big vacations.
CentStay rounds up your daily change to unlock $0 nightly stays in cozy cabins and coastal escapes. You aren't just building a portfolio — you're pre-funding a lifetime of vacations.
CentStay launches in Q4 2026. The first 1,000 people on the waitlist get their second night stay free at launch. Due to regulations we can only open 1,000 spots — once they're gone, they're gone.
Real estate equity you own
$3,178
Fractional shares across 9 vacation homes · est. 6.5% annual yield
6 nights achieved
Night #7 funding
You're 7 coffees away from your next $0 weekend cabin stay.
Latte round-up added
$0.70 into your equity + night fund
The Memory Fund
Every swipe is a step closer to the fireplace.
Your spare change vanishes anyway — on lattes, on groceries, on Tuesday. Here it invisibly stacks up into key-in-hand stay rewards you can actually go use.
The portfolio, mapped
45 homes across 12 destinations — and growing.
Your CentStay equity opens access to the entire portfolio. Explore every destination where your dollars are working — and where your free nights can take you.
Explore the homes
Available across the portfolio
How it works
Three steps from loose change to a share of a cabin
Link card to start earning $0 stays
Connect your everyday debit or credit card securely. We watch for loose change from your usual spending.
Round-ups fill the jar
Every $3.50 latte rounds up to $5.00. The spare change piles up automatically — no effort, no decisions.
Change becomes a cabin key
Your jar auto-invests into fractional shares of real rental properties that pay you when guests stay.
Free nights, explained
Every $500 invested = 1 free night
Here's exactly how your spare change turns into a night you can actually book. No points charts, no blackout lottery — just a simple rule.
Step 1 · Invest
Every $500 earns 1 night
Round-ups and recurring deposits grow your equity. Each $500 you have invested unlocks one Night Token — yours to keep, even while your money stays invested and keeps earning.
Step 2 · Redeem
Use it at any home
Browse the full portfolio and pick from any of our 45 doors. Your token covers the entire nightly rate, no matter the destination.
Step 3 · Book
Get real equity — and $0 out of pocket
Now you own equity in vacation homes, and you double dip: stay at the properties yourself for $0 out of pocket.
Your money keeps working. A token is a reward, not a withdrawal — your $500 stays invested earning an est. 6.5% annual yield while you sleep in the cabin. Peak weekends and holidays stay paid-booking only to protect the portfolio's cash flow.
Join the waitlist, get your second night free
CentStay launches in Q4 2026. The first 1,000 people on the waitlist get their second night stay free at launch. Due to regulations we can only open 1,000 spots — once they're gone, they're gone.